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Microcredit Methodologies

Sahar Tieby

How do microfinance institutions and financial service providers lend money to low-income persons, get repaid, and cover their costs in the process? In fact, there are a variety of different tested strategies to overcome the major micro lending challenges depending on the local environment, and the targeted market segment.

This course will compare solidarity group, village banking, individual microlending, and other microcredit methodologies and new technologies to explore how they work and the circumstances in which they work best.

It will also introduce a framework for managing institutional and credit risks and examine how different microcredit methodologies apply that framework. It will pay attention to the ways in which methodologies are evolving to better manage the tradeoffs between credit risk, cost and client worth.

The course will also highlight the emerging paradigms between cash and digital credit and the increasing importance of maintaining the client centricity lens through responsible finance.

The course uses a participatory methodology that draws on the experiences of all participants to achieve its objectives. A combination of small group activities, case study analysis, large group discussion, role plays or videos, and lectures will be used to facilitate learning and knowledge sharing.

Intended Audience:  Those who have not had significant exposure to microcredit, or are familiar with only one or two methodologies, and wish to gain a broader understanding of the mechanisms through which microloans have evolved and how they can be delivered sustainably.

To See Course Syllabus, click here

Boulder Institute of Microfinance

120 E Washington Street Suite 325
Syracuse, New York 13202, USA
+1 (315) 760-3091

info@bouldermicrofinance.org

Boulder Institute